Xpenses in Canada, in English and French
A Canadian site in dollars, in English and in Quebec French, with take-home pay by province, RRSP vs TFSA, the CPP start age, the mortgage stress test and CMHC insurance.
What we have built lately, newest first.
A Canadian site in dollars, in English and in Quebec French, with take-home pay by province, RRSP vs TFSA, the CPP start age, the mortgage stress test and CMHC insurance.
A Canadian site in dollars, in English and in Quebec French, with take-home pay by province, RRSP vs TFSA, the CPP start age, the mortgage stress test and CMHC insurance.
Prices in dollars, take-home pay with each state's 2026 income tax, guides for all 50 states and the largest metro areas, and Excel budget templates.
Compare the income tax of the 26 cantonal capitals for your salary and household, with the official ESTV figures.
The Android app opens the camera straight away when you read a receipt or your banking app, and pages left open for hours no longer expire.
Photograph a receipt to add the expense, or your banking app to bring in its movements. The image is read on your phone: nothing is uploaded.
Scan a QR-bill and the amount, the payee and the due date are filled in. The next bill from the same payee updates the same expense.
Upload a statement from your bank: CSV, Excel, CAMT, MT940, OFX, QIF or Norma 43. With Pro, each movement is matched with your bills.
Prices in francs, Swiss calculators, premium subsidies by canton, the cost of living in 40 cities and a tax reserve for the yearly tax bill.
Move money between your accounts and keep savings or a tax reserve out of the total you can spend.
Add expenses that repeat every week or every two weeks, like the weekly shop.
Invite your partner and plan the month together. One Pro subscription covers both of you.
See your balance day by day and get a warning before an account goes below zero.
Give each bill its day of the month and a category, and get a reminder on the morning it is due.
Set goals with a date, see the income, expenses and balance of every month of the year, and share your year summary.
Every recurring expense with its yearly cost and next charge, grouped by category.
Import your expenses from Spendee, Wallet, YNAB, Fintonic or a spreadsheet, or start from a template for couples, flatshares, students or families.
Open a demo with example data and look around before creating your account.
Xpenses is free to use, with Pro for those who want more. Plus free calculators for mortgages, loans, savings and more.
Our premium version went live with unlimited incomes, expenses and accounts.
Xpenses opened to everyone.
We built the first, ugly version and tested it with friends and family.
Know how much you will have left at the end of the month
Works without your bank: we never ask for your bank passwords.