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Cost of living in Washington, DC: rent, income and taxes

Washington, DC in numbers: HUD fair market rents by bedroom count, the median household income and local income taxes, from official sources.

Updated: October 11, 2026

What it costs to live in Washington, DC (Washington-Arlington-Alexandria, DC-VA-MD-WV): what HUD considers a fair rent by number of bedrooms, the median household income of the metro area@if ($m['local_income_tax']) and the local income tax@endif, from official sources.

Washington, DCSource
Population of the metro area6,465,724 (2025)US Census Bureau, Metropolitan and Micropolitan Statistical Areas Population Totals: 2020-2025 (Vintage 2025, cbsa-est2025-alldata.csv)
Fair market rent, studio$1,953 a monthHUD User, FY2026 Fair Market Rents, revised (FY26_FMRs_revised.xlsx)
Fair market rent, 1 bedroom$2,015 a month
Fair market rent, 2 bedrooms$2,246 a month
Fair market rent, 3 bedrooms$2,835 a month
Median household income$126,244 a year (2024)US Census Bureau, American Community Survey 2024 1-year, table B19013 Median household income (summary file)

HUD's fair market rents (FY2026, area: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area) are set at about the 40th percentile of what recent movers pay for a standard home, including utilities. Many listings ask more, so treat them as a floor for a budget, not an average.

How much of a typical income does rent take?

A one-bedroom at the fair market rent costs $24,180 a year, 19 % of the metro's median household income; a two-bedroom takes 21 %. The usual rule of thumb is to keep rent at or below 30 % of gross income: for a two-bedroom here that means about $89,800 a year before tax.

Taxes in these states

Sources

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