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Sinking Funds Template: Save for Big Bills (Excel)

Car registration, holidays, insurance premiums, back to school: how much to set aside each month so the big bills are already paid for.

Updated: October 11, 2026

Car registration, holidays, insurance premiums, back to school: how much to set aside each month so the big bills are already paid for.

Enter each goal, how much you already have and in how many months you need it; the template shows how much to set aside each month.

The file works in Excel, Numbers, Google Sheets and LibreOffice. If you would rather have it done for you, Xpenses reminds you of every bill and works out how much you will have at the end of each month.

Download the template (Excel)

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