Spendee is a spending tracker with wallets, budgets and shared wallets, available in French among many languages. It looks mostly at what you have spent. Xpenses looks ahead: it tells you what you will have at the end of the month from your recurring bills and income. If you mainly want to log and categorize spending on your phone, Spendee does that well and costs little.
| Spendee | Xpenses | |
|---|---|---|
| Price | Plus $1.99/month or $14.99/year; Premium $5.99/month or $35.99/year (currency not stated; Spendee says prices may differ by country) | Free plan; Pro $4.99/month or $44.99/year, plus applicable sales tax |
| In-app price (Canadian App Store) | Spendee Premium monthly listed at $7.99; other in-app purchases from $4.99 to $79.99 | Purchases are made on the web only |
| Free plan | Basic plan: 1 cash wallet and 1 budget | Free plan with no time limit (one bank account) |
| Platforms | iOS and Android; budgets on the web are listed as coming soon | Web app on any device; iPhone and Android apps in preparation |
| Sharing | Shared wallets on Plus or Premium; only the owner pays, invited guests can use the free version | Pro covers a shared wallet for two |
| Bank connection | More than 2,500 providers worldwide; Canada is in the country list | No bank connection needed: manual entry, statement import or photos of your banking app read on the device |
| File import | XLS, XLSX and CSV into a cash wallet when your bank is not supported | CSV, OFX, QFX, QIF and CAMT statements |
| French | Canadian App Store listing includes French (27 languages) | English and French |
Spendee is the better fit if…
Spendee suits people who want a low-cost phone app to track and categorize spending, share wallets with several people while only the owner pays, and try bank sync in Canada.
Xpenses is the better fit if…
Xpenses suits people who want to know what is left at month end, handle bills as paid in one tap, import OFX, QFX, QIF or CAMT statements, and use a web app on any device.
Sources
- Spendee pricing (2026-10-12)
- Spendee help: Shared Wallets (2026-10-12)
- Spendee bank sync (2026-10-12)
- Money Tracker by Spendee on the App Store (Canada) (2026-10-12)
- Spendee help: What banks do we support? (2026-10-12)
Xpenses prices and features as of October 11, 2026.