Wallet by BudgetBakers is a broad finance tracker: budgets, planned payments, statistics, bank sync on Premium and group sharing, in many languages including French. Xpenses is narrower: it answers how much you will have at the end of the month from your recurring bills and income. If you want many reports and per-account permissions for a group, Wallet offers more.
| Wallet by BudgetBakers | Xpenses | |
|---|---|---|
| Price | Free version; Premium monthly, yearly or lifetime, with prices shown in the app | Free plan; Pro $4.99/month or $44.99/year, plus applicable sales tax |
| In-app price (Canadian App Store) | Premium listed from $9.99 to $49.99; 3-Year Premium $69.99; Lifetime Premium $79.99 | Purchases are made on the web only |
| Free trial or free plan | Free version; Premium Trial that turns into a paid subscription unless cancelled | Free plan with no time limit (one bank account) |
| Platforms | iOS, Android and web; one subscription works across all three | Web app on any device; iPhone and Android apps in preparation |
| Sharing | Group Sharing: the owner needs Premium, members do not; permissions per account; not available on the web app | Pro covers a shared wallet for two, on any device |
| Bank connection | Premium: over 15,000 banks worldwide; the page does not list Canadian banks | No bank connection needed: manual entry, statement import or photos of your banking app read on the device |
| File import | CSV, XLS/XLSX and OFX, on the web app only | CSV, OFX, QFX, QIF and CAMT statements |
| French | Canadian App Store listing includes French (48 languages) | English and French |
Wallet by BudgetBakers is the better fit if…
Wallet suits people who want detailed statistics, a lifetime Premium option, and group sharing with permissions set account by account.
Xpenses is the better fit if…
Xpenses suits people who want one clear month-end figure, bills marked paid in one tap, QFX, QIF and CAMT import, and sharing that also works in the browser.
Sources
- Wallet help: Everything about Premium (2026-10-12)
- Wallet help: Everything about Group Sharing (2026-10-12)
- Wallet product page (2026-10-12)
- Wallet help: Import your transactions or files (2026-10-12)
- Wallet on the App Store (Canada) (2026-10-12)
Xpenses prices and features as of October 11, 2026.