Free personal finance calculators
Mortgage, loans, savings, emergency fund, 50/30/20 budget and more. Free, no sign-up.
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How much will I have at the end of the month?
Your balance today, plus the income still to come, minus the bills still to pay: what you will have left.
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Mortgage calculator
Work out your monthly mortgage payment, the total interest and how the balance falls year by year.
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Loan calculator
Monthly payment, total interest and total cost of a personal or car loan.
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Savings goal calculator
How much do you need to save each month to reach a goal by a date? Find out in seconds.
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Emergency fund calculator
How big should your emergency fund be, and how long will it take you to build it?
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50/30/20 budget calculator
Split your take-home pay into needs, wants and savings with the 50/30/20 rule.
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Compound interest calculator
See how savings grow with compound interest and monthly contributions over the years.
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Debt payoff calculator
How long will it take to pay off a credit card or loan, and how much interest will you pay?
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How much do your subscriptions cost a year?
Add up streaming, apps, gym and other subscriptions to see their real yearly cost.
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Nominal to effective interest rate calculator
Convert a nominal annual rate into the effective annual rate, depending on how often interest is charged.
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Bill split calculator
Split a bill between friends or flatmates, with tip, in one go.