We need a simpler way to manage our money

Pay yourself first

It is easy to say, and hard to do when unexpected bills turn up almost every month.

We built Xpenses on the principle of paying yourself first. In our own lives, every month brought new, unexpected bills. We tried several expense tracking apps and found them too complicated, or risky, particularly the ones that ask to connect to your bank.

Xpenses is our answer: a simple, safe tool to plan the month and know what will be left.